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		Smart Links The Internet is a valuable resource for home equity borrowers. Explore these sites for tons of free information about home ownership borrowing dos and don'ts, loan shopping tips, things to watch out for, and how to get help if you have problems with your loan.
National Home Equity Mortgage Association (NHEMA) Consumer Credit Counselors State Consumer Protection Offices State Banking Authorities Better Buiness Bureaus Government Agencies Consumer Information From the Federal Government Federal Consumer Information Center Federal Trade Commission Federal Trade Commission Consumer Response Center Federal Trade Commission information on credit Federal Reserve Board site for filing complaints against banks Federal Reserve Board advice on finding the best mortgage Know Your rights As A Borrower - HUD Consumer Information AARP Home Equity Information Center American Association of Retired Persons moneyguide Bankrate.com Consumer Action Consumer Federation of America Consumers Union Consumer World Mortgage.com Mortgage Market Book Shelf National Foundation for Credit Counseling



BorrowSmart Public Education Foundation provides the knowledge, skills and tools home equity borrowers need to gain financial literacy and "borrow smart." Established in 2001, BorrowSmart and its partners empower consumer equity borrowers through lenders, credit counselors, regulators and direct contact by providing free information and education that leads to open access to available credit for all homeowners.

BorrowSmart Public Education Foundation will grow to a national presence and be recognized throughout the housing and financial communities for its educational programs and services to reduce the national foreclosure rate among home equity borrowers. BorrowSmart programs will create smarter home equity borrowers and more home ownership retention across America.


A Wise Decision Letter to supporters Oak Street Mortgage Repairs Community

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