When you go to see a counselor or lender about a possible loan, you’ll need to bring documentation showing proof of employment, wages and other items related to your credit and finances. Different lenders and counselors have different requirements, but you can’t go wrong if you pull together all the documentation on this checklist before your first lender or counselor meeting.
Pay stubs for the past 30 days
W-2 statements for the past two years
Bank statements for the past three months
Your most recent 401K, IRA or mutual fund statement
Copy of your home purchase and sales agreement
The deed to your house
Your hazard insurance policy
Your most recent property tax bill
A letter explaining any credit problems or sudden changes in income
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