Welcome to BorrowSmart, a non-profit public education service dedicated to helping you educate consumers about home equity borrowing, including the risks involved and their rights and responsibilities as borrowers.

As a credit counselor, you know that more open access to home equity loans in recent years has been both a blessing and a curse. Today's homeowners can tap into a valuable financial asset that was once available only to the well-off. On the other hand, some borrowers take out loans they may be unable to afford, with terms they don't understand and lack the information they need to get the best possible deal and stay out of financial trouble.

Please consider BorrowSmart to be a tool that YOU can use to help your clients who may be considering a home equity loan or who might be having problems related to a loan they already have.

• Share this Web site with them.
• Order free BorrowSmart consumer education pamphlets.
• Share free financial worksheets.
• Print and distribute free home equity borrowing fact sheets.

We hope that you find BorrowSmart helpful. Please feel free to contact us with any feedback or suggestions.

BorrowSmart Foundation Names National Executive
Director; Establishes Headquarters In Cincinnati

Lisa Bouldin-Carter